Finding the right retirement strategy can be difficult amid a volatile stock market and inflation. But there are ways to safely save, Senior Retirement Planner Ken Moraif, at the Retirement Planners of America, told Yahoo Finance Live (video above).

First, Moraif said that workers close to retirement should just diversify a small amount of their portfolios to maximize returns and reach their retirement goals.

“Risk control is incredibly important in our view. We have a philosophy that says you should only take as much risk as is necessary to accomplish your financial goals. Ri…….

We on the Globe and Mail personal finance team have our favourite contacts – the people we like to talk to the most because they offer value for our readers in clarity, insight and integrity. One of these people is Shannon Lee Simmons, a certified financial planner (CFP) who has been quoted in stories and interviewed on the Stress Test personal finance podcast for Gen Z and millennials. Ms. Simmons has a new book out – No-Regret Decisions: Making Good Choices During Difficult Times. On the basis that we’re living in difficult times rig…….

Finding the right retirement strategy can be difficult amid a volatile stock market and inflation. But there are ways to safely save, Senior Retirement Planner Ken Moraif, at the Retirement Planners of America, told Yahoo Finance Live (video above).

First, Moraif said that workers close to retirement should just diversify a small amount of their portfolios to maximize returns and reach their retirement goals.

“Risk control is incredibly important in our view. We have a philosophy that says you should only take as much risk as is necessary to accomplish your financial goals. Ri…….

We on the Globe and Mail personal finance team have our favourite contacts – the people we like to talk to the most because they offer value for our readers in clarity, insight and integrity. One of these people is Shannon Lee Simmons, a certified financial planner (CFP) who has been quoted in stories and interviewed on the Stress Test personal finance podcast for Gen Z and millennials. Ms. Simmons has a new book out – No-Regret Decisions: Making Good Choices During Difficult Times. On the basis that we’re living in difficult times rig…….

You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may not have considered: building your credit score. 

A better credit score can expand your access to credit and make borrowing more affordable. For example, having a score of 700 versus 650 could mean getting approved for a new car loan at 4.9% interest instead of 7.25% interest.

So what can you do to get your score in shape? Here are a few ways experts suggest boosting…….

We on the Globe and Mail personal finance team have our favourite contacts – the people we like to talk to the most because they offer value for our readers in clarity, insight and integrity. One of these people is Shannon Lee Simmons, a certified financial planner (CFP) who has been quoted in stories and interviewed on the Stress Test personal finance podcast for Gen Z and millennials. Ms. Simmons has a new book out – No-Regret Decisions: Making Good Choices During Difficult Times. On the basis that we’re living in difficult times rig…….

You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may not have considered: building your credit score. 

A better credit score can expand your access to credit and make borrowing more affordable. For example, having a score of 700 versus 650 could mean getting approved for a new car loan at 4.9% interest instead of 7.25% interest.

So what can you do to get your score in shape? Here are a few ways experts suggest boosting…….

We on the Globe and Mail personal finance team have our favourite contacts – the people we like to talk to the most because they offer value for our readers in clarity, insight and integrity. One of these people is Shannon Lee Simmons, a certified financial planner (CFP) who has been quoted in stories and interviewed on the Stress Test personal finance podcast for Gen Z and millennials. Ms. Simmons has a new book out – No-Regret Decisions: Making Good Choices During Difficult Times. On the basis that we’re living in difficult times rig…….

You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may not have considered: building your credit score. 

A better credit score can expand your access to credit and make borrowing more affordable. For example, having a score of 700 versus 650 could mean getting approved for a new car loan at 4.9% interest instead of 7.25% interest.

So what can you do to get your score in shape? Here are a few ways experts suggest boosting…….

We on the Globe and Mail personal finance team have our favourite contacts – the people we like to talk to the most because they offer value for our readers in clarity, insight and integrity. One of these people is Shannon Lee Simmons, a certified financial planner (CFP) who has been quoted in stories and interviewed on the Stress Test personal finance podcast for Gen Z and millennials. Ms. Simmons has a new book out – No-Regret Decisions: Making Good Choices During Difficult Times. On the basis that we’re living in difficult times rig…….