Why personal finance is integral to your dream future – ABS-CBN News

December 15, 2021 by No Comments

You may have the best salary or dream job, but if you do not know how to properly handle your finances, all that can easily go down the drain. 

Bills pile up and debts need to be paid, and if you do not know how to manage your earnings, you may find yourself with a negative bank account. So, if you want to save up for a future where you and your loved ones are thriving and living comfortably, you can start by budgeting carefully. 

However, that is easier said than done. Everyone’s situation is different and some have to deal with more financial responsibilities than others and there is no shame in having no savings because you have to provide for all your family’s needs with a meager salary. 

Still, it would not hurt to take some advice from people who have experience. 

JobStreet, one of the leading online employment marketplaces in Asia, recently held an online discussion between people with varying backgrounds on passion and personal finance. And the resource speakers shared some money tips they have learned. 


Young entrepreneur and co-founder of Lista Philippines Aaron Villegas said, ”Only spend in two cases. First is only if you have to. And second, if it is going to help you expand it even more.”

JobStreet Philippines’ Country HR Manager Coy Mariano added that the best advice she received was from her mom, and that is to not spend money you do not have and not spend on things that do not last.

She also said that it is important to be smart with your investments. For example, if you want to start your own home bakery, you do not have to immediately go out and purchase the most hi-tech or expensive oven. Start with what you need and what is enough for your daily use. 

Getting a job on social media as a content creator or influencer is getting more popular by the day. It may be a good option for those looking for a profitable side hustle, but it is still a gamble and may not provide a steady stream of income.

Architect and vlogger Llyan Oliver Austria shared that when he just started his YouTube channel, he was still working under a construction firm and spent all of his savings on a camera. That was because he treated vlogging as a business and his equipment were investments. It was a risk that paid off as he now has about three million combined subscribers in his channels. 

Pilot and content creator Chezka Carandang shared the same idea. She invested in …….

Source: https://news.abs-cbn.com/advertorial/life/12/15/21/why-personal-finance-is-integral-to-your-dream-future


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